Top 10 Best Health Insurance Companies In Nigeria

Are you on the lookout for quality health insurance companies in Nigeria? In this article, we’ve put together a list of the top 10 best health insurance companies in Nigeria. Also, often called HMO (Health Maintenance Organisation), the best insurance companies in Nigeria will help you with high levels of medical health benefits, superior care, and easy access to healthcare coverage.

Before we take you through the list of the top 10 best health insurance companies in Nigeria, we deemed it fit to have a sneak peek at health insurance costs in Nigeria. Follow through as we unveil this to you.

How Much Does Health Insurance Cost In Nigeria?

Charges by health Insurance companies in Nigeria vary from company to company. There are special factors considered in fixing the health insurance cost. Some of these factors are general while some are unique depending on the company’s unique policy or structure.

However, health insurance cost in Nigeria starts from as low as N2,000 to millions of naira, depending on the plan you choose, its structure and policy attached to it.

Reliable research on health insurance costs in Nigeria presents a piece of factual information that answers this question. According to the discoveries made, the registration of children and parents costs around N9,000 per head. For private health care services, individual plans begin at N35,000 to N220,000. Family plans stand at N125,000 to about N650,000.

Quickly again, before we delve into the list of the top 10 best health insurance companies in Nigeria, it’s important you know about travel health insurance companies in Nigeria.

Travel Health Insurance Companies In Nigeria

health insurance companies in nigeria

Travel Health Insurance companies in Nigeria insure you in case of an illness or injury when in transit outside your country. With travel health insurance companies in Nigeria, you receive medical benefits if an emergency health situation pops up.

Traveling abroad is fun and exciting. Yet, it doesn’t exclude the probability of illnesses and accidents that could occur. Beyond this, the medical bills can be outraging and overwhelming.

International medical coverage is a product of what your insurer offers per available health insurance plan. Consequently, it’s up to you to choose the travel medical insurance plan best for you.

Travel health insurance is best for the category of people below:

  • People on an international vacation
  • Visitors from abroad
  • People on cruises, safaris, or guided trips
  • Business travelers
  • Students abroad
READ ALSO:   23 Small Business Opportunities In Nigeria (2023)

Also Read: Top 10 Best Furniture Companies In Nigeria

It’s about time we hit the nail on the head with the main thrust of this article. Relax and read as we reveal the top 10 best health insurance companies in Nigeria.

The Top 10 Best Health Insurance Companies In Nigeria

Here’s where we’re taking you, and now that you’re there, let’s explore the best health insurance companies in Nigeria. Find the detailed information of the ones we’ve picked and briefly discussed below.

1. AXA Mansard Health Insurance

AXA Mansard Health Limited is the Health Insurance Company, an arm of the AXA Mansard group of companies. It has a 24-hour available call service, coupled with a team of trained, dedicated and competent professionals.

AXA Mansard operates with technological standards in check due to its goal to achieve high operational excellence, contribute to quick responses, and rid you of the challenges the Nigerian health insurance industry faces.

Today, the company provides one of the best and most effective health risk management solutions to individuals, families, and corporate bodies. Connect with AXA Mansard Health Insurance company with the following details below.


Santa Clara Court, Plot 1412 Ahmadu Bello Way, Victoria Island, Lagos



Email Address

2. Avon HMO

As one of the best insurance companies in Nigeria, Avon Healthcare Limited is one of Nigeria’s most trusted HMOs since 2013. Avon HMO seeks a place for Nigerians from different backgrounds to access effective and qualitative health care services. In addition to this, it aims to make this available with a minimal financial burden to ensure the average income earners partake as do the rich. Find Avon Health Care Limited’s contact details below.


97/101 Broad St, Lagos Island, Lagos


0700-277-9800, 01-277-9800

Email Address

3. Clearline Health Insurance

Clearline Health Insurance is one of the best health insurance companies in Nigeria. It was incorporated in January 1994 and registered accordingly with National Health Insurance Scheme (NHIS) as required in Nigeria.

This company offers the best healthcare plans at an affordable cost to meet the needs of individuals, families, groups, companies, and the public sector. With its network of over 2000 partner hospitals nationwide, Clearline Health Insurance ensures quality medical care wherever its members and customers may be.


290 Ikorodu Road, Anthony. Lagos


(070-253275463), O1-4482520

Email Address

Read Also: How To Link NIN To Your SIM: MTN, Glo, 9mobile, Airtel

4. Hygeia Health Insurance

Hygeia HMO is one of the best health insurance companies in Nigeria. It aims to help members access quality healthcare at a reduced cost. Hygeia HMO offers health insurance services to individuals and families, SMEs, and corporate organizations. Since 1986, the company has been recognized for delivering first-class health insurance services in Nigeria.

As a goal, it seeks to improve the health sector in Nigeria by constantly adapting to the ever-changing and complex needs of members and clients. Beyond this, it aims to maximize technology and raise its standards to meet the demands of the teeming populace. Check out their contact details below.

READ ALSO:   Unilever Nigeria Address and Other Details


Headquarters Address: 214 Broad Street, Elephant House, Floors 6 – 8, Lagos Island.


0700- 4943- 466

Email Address

5. HCI Health Insurance

Incorporated in 1997, HCI Healthcare Limited is a private company established to provide quality and affordable health insurance to different categories of Nigerians.

Are you out there in search of one of the best and most reliable health insurance companies and packages? With HCI health insurance company, you’d have made the right choice. Find their address and contact information below.


296 Herbert Macaulay Way, Sabo-Yaba, Lagos


+234 1 448 9821

Email Address

6. Reliance HMO

Just as the name implies, Reliance HMO, is among the health insurance companies in Nigeria you can depend on. It is a reliable organization with respect for human lives and a very considerable health plan for all its moments. Aside from these, it gives the best of 24/7 services and treats requests, complaints, and feedback promptly. You can use their details below to reach out to them.


32 Lanre Awolokun Street, Gbagada, Lagos, Nigeria


Call: 07073542623

WhatsApp: 07000158000

Email Address

7. Expatcare Health Limited

Expatcare Health Limited is one of the health insurance companies in Nigeria with superior health insurance offers. The company grants free medical access to global citizens.

Wherever you are in the world, you can get the best medical treatment from the best hospitals and doctors you desire. Don’t you think that’s a rare deal?

Well, there’s nothing to worry about since they have over 15 years of experience. Here’s how to reach them:


39A Sura Mogaji Street, Off Coker Road, Ilupeju, Lagos


+234 1 2798126

+234 1 5556134-5

Email Address

8. Dove Insurance Brokers Limited

Dove Insurance Brokers Limited provides a lot of insurance packages. Health insurance is one of them. Dove insurance brokers limited was registered in 2005 to fully carry out its operation as a limited liability company. Before then, the company had taken several forms.

Its major development of requisition in 2013 brought about a redesigned and restructured company. This fostered significant progress. Intense efforts geared towards meeting customer needs via effectiveness, efficiency, and professional delivery of products. You can trust Dove Insurance Brokers limited for your health insurance. We’ve provided their contact details below for your use.


Suite 401, 56 Opebi Rd, Ikeja, Lagos


(01) 4546443

Email Address

9. SUNU Health Nigeria Ltd

Incorporated in 1997, SUNU Health Nigeria Ltd began operation in 1998. With over 20 years of experience and exposure in service to over 14 African countries, SUNU Health Nigeria Ltd is also a force to reckon with in terms of medical health insurance delivery in Nigeria.

READ ALSO:   30 Highly Profitable Work From Home Jobs In Nigeria 2023

The company offers a wide variety of health services to individuals, institutions, and corporate bodies. It offers the best health insurance packages you’d like to have as an insured. For inquiries, use the information below.


174b Murtala Muhammed Way, Ebute Metta, Lagos


07001000800, 08003425647

Email Address

Read Also: Full List Of Construction Companies In Nigeria 2023

10. Carrier Insurance Broker Limited

With over 2 decades of operation, Carrier Insurance Brokers, incorporated in 1994, aims to provide exceptional insurance packages to you.

Licensed by National Insurance Commission (NAICOM), it’s permitted to provide all classes of insurance. Its health insurance offers are classy and affordable at various levels.

The company also provides special services to both the public and private sectors. Find their contact details below.


Plot 22, Akiogun New Market Road, Oniru – Lekki, Lagos


+234 8164243596

+234 9060000273

Email Address

Wrapping Up

If you’re an individual or a company and looking for the best HMO to subscribe to, this is your best bet? With the top 10 best health insurance companies in Nigeria we’ve provided, rest assured your healthcare coverage is well taken care of.

Other Great Articles On The Blog

Leave a Comment